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Terms of Service

Last updated / Effective Date: 5 June 2026

Mostly Medicine ("Mostly Medicine", "we", "our" or "us") respects your privacy. These Terms of Service apply to your use of our website at mostlymedicine.com (together with the connected mobile applications, the "Platform") and our AI-powered exam-preparation service for International Medical Graduates (the Platform together with the website, the "Services").

These Terms of Service ("Terms") govern any use of our Services. Your use of the Services is contingent upon your acceptance of and compliance with these Terms. If you do not agree with these Terms, please refrain from using the Services. Each time you access or use the Services, the most recent versions of these Terms and the Privacy Policy will apply.

Changes to Terms

We may change these Terms from time to time. If we do so, we will post the updated Terms on our website and update the "Last updated" date above. Unless provided otherwise, all changes will be effective immediately upon posting. You should periodically review the current Terms and our Privacy Policy to stay informed of our practices.

1. Use of the Services

We provide you with the ability to use the Services for your personal study and professional development. You are responsible for payment of charges for all internet and communication services needed to use the Services. You must be at least 18 years old (or the age of majority in your place of residence, whichever is greater) and capable of forming a binding contract to use the Services. The Services are designed for International Medical Graduates and other medical professionals preparing for the Australian Medical Council (AMC) exams.

2. Privacy Policy

We collect certain Personal Information from and about you, including when you use the Services or otherwise communicate with us. Please see our Privacy Policy for more information on how we collect, use, retain, and disclose your Personal Information.

3. Artificial Intelligence Educational Platform

  • Educational purpose only. Our Services are intended for educational purposes only and are not intended to provide medical advice or patient care. Any information provided on the Platform is for informational purposes only and should not be used as a substitute for professional medical advice, diagnosis, or treatment. The Services are intended for people in medical training and professional development.
  • Healthcare professionals. The Services are not intended to serve as a diagnostic service or platform, provide certainty regarding a diagnosis, recommend any specific product or therapy, or substitute for the clinical judgment of a qualified healthcare professional. You agree not to use the Services with the intention of creating any physician/patient relationship, such as for diagnosis or treatment. You are solely responsible for evaluating the information obtained from the Services and for any use or misuse of that information in relation to your treatment decisions or otherwise. You agree to be solely responsible for your compliance with all laws and standards of professional practice that apply to you and your practice of medicine or other relevant health professions.
  • Medical students and IMGs. The Services provided by Mostly Medicine should be used solely as a tool to assist you in preparing for licensing exams and no other purpose. These Services are not intended to replace the traditional classroom education experience and are meant exclusively as a resource to enhance your education. Mostly Medicine makes no representations or warranties of any kind regarding the outcomes of any exam that you are preparing to take or may take after using the Services offered by Mostly Medicine. We are not affiliated with, endorsed by, or sponsored by the Australian Medical Council (AMC), AHPRA, the Medical Board of Australia, or any other governing licensing body.
  • Other consumers. If you are a consumer who chooses to use our Services, you should not rely on that information as professional medical advice or use the Services as a replacement for any relationship with your physician or other qualified healthcare professional. For medical concerns, including decisions about medications and other treatments, consumers should always consult their physician or, in serious cases, seek immediate assistance from emergency medical personnel. The Services do not constitute the practice of any medical, nursing, or other professional healthcare advice, diagnosis, or treatment.

4. License and Subscriptions

License. In consideration of and subject to your payment of the appropriate subscription fee for the features you subscribe to, and your agreement to and compliance with the terms, policies and conditions set forth in these Terms, Mostly Medicine grants you a limited, revocable, non-exclusive, non-sublicensable, non-transferable licence to use and access the content and features posted at the Platform according to the terms, policies and conditions set forth in these Terms.

Term. The Services may be terminated earlier than the expiration of your subscription as provided below.

Access. You may access the Services during the Term from multiple places, locations, and devices. You are responsible for ensuring that all persons who access the Services through your internet connection are aware of these Terms and comply with them.

Subscription tiers. Mostly Medicine offers the following tiers for a licence to use our Services:

  • Free tier: Eligible users can create a free account that allows the following daily access: 5 AMC MCQs per day, 1 AMC Handbook AI RolePlay per day, 1 AMC Clinical AI Solo RolePlay per day, 1 sample Mock Exam paper per day, spaced- repetition recalls (limited), and reference library (read-only). Any other feature not listed is subject to complete limitation of use under the free tier and will be noted on the Services where applicable. These caps and terms are subject to change without notice and will be noted on the website where applicable.
  • Pro tier: Eligible users can purchase a Pro subscription for access to unlimited AMC MCQs, AMC Handbook AI RolePlay, AMC Clinical AI Solo RolePlay, examiner-style feedback after every session, and spaced repetition for A$29 per month or A$290 per year (paid annually). At the end of the subscription term, you will be billed automatically unless your subscription is cancelled. Cancellation is available at any time, as outlined below.
  • Enterprise tier: Eligible users can purchase an Enterprise subscription for access to all Pro features plus AMC Peer RolePlay (live two-person video sessions), higher daily limits, and priority support for A$49 per month or A$490 per year (paid annually). The same renewal and cancellation terms apply.

Fee increase. Mostly Medicine reserves the right to increase fees for the Services upon thirty (30) days' prior written notice (including via email), effective on the start date of your subsequent subscription term.

Member account, password and security. You must complete the registration process through our website to subscribe to and use the Services by providing current, complete, and accurate information as prompted by the registration form. You will choose a password and a username. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are solely responsible for any and all activities that occur under your account. You agree to notify Mostly Medicine immediately of any unauthorised use of your account or any other breach of security. We will not be liable for any loss you may incur as a result of someone else using your password or account, either with or without your knowledge.

Initiation of subscription term. By using the Services, you agree to these Terms. For any paid subscriptions, you may submit a binding offer to initiate a contract by clicking the "Upgrade to Pro" or "Upgrade to Enterprise" button after completing the online checkout process via our payment processor (Stripe). Once you complete the offer, Stripe will send an order confirmation to you via email on our behalf. The licence granted to you under these Terms includes the right to use and access the Services according to the access tier outlined in this section. At the end of this period, your right to use and access the Services and your subscription will renew automatically, unless you cancel your subscription. We may also terminate these Terms and your licence to use the Services and its features at our sole discretion if you fail to comply with any term, policy, or condition in these Terms.

Cancellation and refund policy. You may cancel a paid subscription at any time through the Stripe billing portal accessible from your dashboard, or by contacting us at hello@mostlymedicine.com. You will be given access to the Services purchased in accordance with your tier for the remainder of the term for which you paid. No refunds will be granted for cancellations except where required by Australian Consumer Law (e.g., a material technical failure that prevented you from using the Services). You will be automatically switched to the free tier unless you opt to delete your account entirely, in which case your data will be handled in accordance with the Privacy Policy.

5. Use of the Services and Your Content

Right to use. You may access the Services, and we grant you a non-exclusive right to use them in accordance with these Terms. You will comply with these Terms and all applicable laws when using the Services. We and our affiliates own all rights, title, and interest in and to the Services and their features.

AI providers. Mostly Medicine utilises Anthropic's Claude API for AI-generated content (patient simulations, examiner feedback, content explanations) and Groq's Whisper API for voice-to-text transcription. Anthropic's usage policies are available at anthropic.com/legal and apply to AI-generated outputs delivered through the Services. If a conflict arises between an AI provider's policies and our policies, these Terms apply between you and Mostly Medicine.

Your content. You may provide an input ("Input") to the Platform — for example, a question asked during AI RolePlay, a note uploaded to your library, or a piece of clinical reasoning typed into the Ask-AI feature — and receive an output ("Output"). The Input and Output are collectively referred to as the "Content". Between the parties, and to the extent permitted by applicable law, you own all Inputs. Subject to your compliance with these Terms, Mostly Medicine hereby assigns to you all its rights, title, and interest in and to the Output, with the exception of any AMC Handbook scenario data, AI examiner rubrics, MCQ banks, or other proprietary scaffolding that powers the Services. You are responsible for the Content, including ensuring that it does not violate any applicable laws or these Terms. This includes but is not limited to:

  • Patient health information. You must not enter identifiable patient information from your real clinical practice as Input. The Services are not certified for storage of clinical patient records and you may breach your professional obligations under AHPRA and the Privacy Act 1988 (Cth) by doing so.
  • Copyright material. Copyrighted material should not be entered as Input if you are not entitled to that material.
  • Institutional policies. It is your responsibility not to use the Output in a manner that violates your educational institution's or employer's policies.

Output disclaimer. Mostly Medicine does not and cannot guarantee the quality, accuracy, reliability, effectiveness, safety, legality, or security of AI-generated Outputs, whether in textual, voice, or visual form. You acknowledge that the Services and AI technology may generate the same or similar Outputs for other users. AI technology is subject to inherent limitations and biases, and any Outputs generated should be considered recommendations only. You expressly acknowledge and agree that Mostly Medicine is not responsible for the results or outcomes of any decisions made based on your use of the Platform, including AMC exam outcomes and clinical decisions.

6. Intellectual Property Rights

Mostly Medicine and its licensors are the sole and exclusive owners of the Services. The Services include our website, the content of the Services (including any text, audio, video, graphics, charts, photographs, interfaces, icons, software, computer code, databases, trademarks, logos, slogans, names of products, documentation, other components, and content), and the design, selection, and arrangement of the content on the Services.

The Services are protected by copyright, trademark, and other intellectual property laws. Any unauthorised use of the Services or the related intellectual property rights belonging to Mostly Medicine, or any third party, is strictly prohibited. The Services may contain references to third-party marks and copies of third-party copyrighted materials, which are the property of their respective owners. "AMC", "Australian Medical Council", "MCAT", and related marks are trademarks of their respective owners; Mostly Medicine is an independent third-party study platform and is not affiliated with, endorsed by, or sponsored by the Australian Medical Council or AHPRA.

Unless otherwise noted, "Mostly Medicine" and the Mostly Medicine graphics, logos, icons, and service marks are trademarks of Mostly Medicine. Mostly Medicine trademarks may not be used without our express written consent and must not be used in a manner that disparages or discredits Mostly Medicine, causes confusion among customers, or associates with any products or Services not provided by Mostly Medicine.

Access to the Services does not confer and shall not constitute a licence to anyone to use Mostly Medicine's or any third party's intellectual property rights.

7. Accounts

Certain features of the Services may require you to create an account with us ("Account"). These Terms govern the creation and use of your Account. You agree that any Personal Information you provide in connection with your Account will be accurate, current, and complete. When you create an Account, you will be asked to choose a password, which you must keep confidential. You are responsible for all activities that occur under your Account. If you believe that your Account has been compromised, you must immediately notify us at hello@mostlymedicine.com.

8. Compliance with Laws

When you use the Services, you are responsible for complying with all applicable laws, rules, and regulations, including our Acceptable Use Policy set forth in these Terms, and any obligations under AHPRA, the Medical Board of Australia, and your relevant health professional regulator.

9. Acceptable Use Policy

You agree that you will not:

  1. Download, copy, reproduce, display, duplicate, sell, publish, post, licence, rent, distribute, modify, translate, adapt, or create derivative works of the Services.
  2. Use the Services for unlawful purposes.
  3. Provide us with false, inaccurate, or incomplete information when you use the Services.
  4. Submit inaccurate, incomplete, or out-of-date data via the Services, commit fraud or falsify data in connection with your use of the Services, or act maliciously against the business interests or reputation of Mostly Medicine or its affiliates.
  5. Engage in data mining, data scraping, or similar data-gathering activities or retrieve data or other content from the Services. You will not access, use, or copy any portion of the Services, including any of its content, through the use of indexing agents, spiders, scrapers, bots, web crawlers, or other automated devices or mechanisms.
  6. Collect or store information about users of the Services in any manner.
  7. Use the Services to post, transmit, upload, or otherwise provide any software code, data, or materials that contain viruses or malware.
  8. Use the Services to develop, train, or improve any AI or machine-learning models.
  9. Reverse-engineer, decompile, disassemble, or otherwise attempt to discover the underlying source code, algorithms, or structure of any technology or Services provided by Mostly Medicine.
  10. Engage in activities designed to render the Services, an Account, or any associated computer systems inoperable, or to make their use more difficult.
  11. Attempt to gain unauthorised access to the Services, an Account, or any associated computer systems.
  12. Use the Services in a manner that is contrary to the purposes for which they were made available to you, including using AMC Peer RolePlay to harass, defame, or impersonate other candidates.

10. User-Generated Content

You may be able to post specific reviews, comments, notes, scenarios, or other materials (collectively, "User-Generated Content") in connection with your use of the Services. You grant Mostly Medicine the right to use your username, real name, image, likeness, or other identifying information in connection with any use of your User-Generated Content. By submitting User-Generated Content or other information to Mostly Medicine, you represent and warrant that you own or have all legal rights to submit the User-Generated Content and that you will comply with our Acceptable Use Policy.

11. User-Generated Content Disclaimer

The User-Generated Content represents the views of the user and may not represent the views of Mostly Medicine. We do not endorse User-Generated Content. We cannot confirm the accuracy or credibility of any User-Generated Content, and we will not be liable to you or any third party for any actions you may take as a result of reading User-Generated Content. While we prohibit certain User-Generated Content, some people may find such content offensive, objectionable, harmful, inaccurate, or deceptive.

12. Feedback

Mostly Medicine welcomes comments regarding the Services. If you submit comments or feedback regarding the Services to us, they will not be considered or treated as confidential. We may use any comments and feedback that you send us at our discretion and without attribution or compensation to you. To the fullest extent allowed by law, you grant us an unrestricted, royalty-free, worldwide, irrevocable licence to use, reproduce, display, perform, modify, transmit, and distribute such feedback in any manner, including in connection with our operations.

13. Live Peer RolePlay Sessions

AMC Peer RolePlay matches you with another candidate over real-time video. Both parties consent to being recorded only insofar as transcripts are persisted for examiner feedback; video and audio streams are not recorded. Treat your partner with professional courtesy. We may suspend Accounts that misuse this feature.

14. Service Availability

The Services or your Account may be unavailable or limited for various reasons. We shall not be liable to you or to any third party for any such unavailability of the Services, including without limitation (a) hardware, software, server, network, or telecommunications failures; (b) severe weather, war, riot, act of God, pandemics, quarantines, fire, earthquake, strike, and labour shortages; (c) regulatory restrictions and other acts of government; (d) interruptions due to utility and power companies; and (e) interruptions due to hacking or other malicious intrusion.

15. Disclaimer of Warranties

The Services are provided to you on an "as is" and "as available" basis. To the maximum extent permitted by applicable law, Mostly Medicine expressly disclaims all express or implied warranties of any kind with respect to the Services, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, course of dealing or usage in trade.

Mostly Medicine does not warrant or guarantee that the Services will meet your needs, be compatible with any standards or user requirements, that the availability of the Services will be uninterrupted or error-free, that any defects in the Services will be corrected, or that the Services are free of viruses or other harmful conditions or components. Your use of the Services is at your own risk, and you, alone, are responsible for any damage to your computer hardware, software, systems, and networks from using the Services. Nothing in these Terms excludes, restricts, or modifies any guarantee, condition, warranty, right, or remedy that you may have under the Australian Consumer Law that cannot be excluded, restricted, or modified by agreement.

16. Limitation of Liability

You understand and agree that any liability Mostly Medicine, its employees, officers, directors, agents, service providers, or professional advisers ("Agents") have to you in connection with these Terms, under any cause of action or theory, is strictly limited to, in aggregate for all violations, the amount you paid us in the 12 months preceding the claim, or AUD $100, whichever is greater. Without limiting the previous sentence, in no event shall we or any of our Agents be liable to you for any indirect, special, incidental, consequential, punitive, or exemplary damages arising out of or in connection with these Terms.

The above limitations apply whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, resulting from (1) the use of, or the inability to use, the Services; (2) the use of, or the inability to use, items purchased on the Services; or (3) the cost of procurement of substitute Services or items, even if we or our Agents have been advised of the possibility of such damages. Nothing in these Terms excludes liability that cannot be excluded under the Australian Consumer Law.

17. Indemnification

EXCEPT AS PROHIBITED BY APPLICABLE LAW, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS MOSTLY MEDICINE AND OUR AGENTS FROM AND AGAINST ALL CLAIMS, DEMANDS, COMPLAINTS, ALLEGATIONS, OR ACTIONS ("CLAIMS") AND AGREE TO PAY ANY LOSSES, LIABILITIES, DAMAGES, JUDGMENTS, SETTLEMENTS, FINES, PENALTIES, EXPENSES, AND COSTS (INCLUDING REASONABLE LEGAL FEES) ARISING OUT OF OR RELATED TO: (A) YOUR ACCESS TO, USE OF, OR MISUSE OF THE SERVICES OR USER-GENERATED CONTENT; (B) YOUR VIOLATION OF ANY APPLICABLE LAWS WHEN ACCESSING OR USING THE SERVICES OR USER-GENERATED CONTENT; (C) YOUR SUBMISSION OF USER-GENERATED CONTENT; (D) YOUR MISUSE OF ANOTHER PERSON'S PERSONAL INFORMATION; (E) YOUR INFRINGEMENT OR MISAPPROPRIATION OF MOSTLY MEDICINE OR ANY THIRD PARTY'S INTELLECTUAL PROPERTY RIGHTS; OR (F) YOUR VIOLATION OF THESE TERMS.

18. Dispute Resolution

Good-faith negotiations. We always prefer to resolve disputes by negotiating in good faith. Either party may attempt to resolve a Dispute through good-faith negotiations. In the event of a Dispute, each party shall first send written notice of the Dispute to hello@mostlymedicine.com, which includes your name, email address, and a description of the relief you are seeking ("Dispute Notice"). Within 30 days after delivery of the Dispute Notice, the parties shall meet virtually at a mutually acceptable date and time. If the Parties cannot resolve the Dispute within 60 days of the Dispute Notice, either party may pursue the matter as outlined in this section.

Small claims. Notwithstanding the foregoing, any dispute falling within the jurisdictional scope and amount of an appropriate Australian small claims tribunal (such as NCAT's Consumer and Commercial Division in New South Wales) may be brought in that tribunal on an individual basis.

Injunctive relief. Either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

19. Governing Law

Except for (a) claims subject to small claims tribunal proceedings or (b) claims seeking injunctive relief, these Terms are governed by the laws of New South Wales, Australia. Disputes will be resolved in the courts of Sydney, Australia, unless mandatory consumer-protection laws (including the Australian Consumer Law) in your jurisdiction provide otherwise. Any cause of action or other claim with respect to the Services must be commenced within one year after the cause of action or claim arises, except where Australian law mandates a longer limitation period.

20. Third-Party Links

Links to third-party websites from the website are provided solely for your convenience. Mostly Medicine has not reviewed each site for its content and does not endorse or make any representations about them or the information, products, materials, or software that may be obtained by using them. If you decide to access any third-party website, you do so at your own risk, and Mostly Medicine shall have no liability arising out of the operation or content of such third-party sites.

21. Cooperation with Law Enforcement

Mostly Medicine will cooperate with law enforcement if you are suspected of having violated applicable laws in connection with your use of the Services. YOU WAIVE AND HOLD MOSTLY MEDICINE AND OUR AGENTS HARMLESS FOR ANY COOPERATION WITH, OR DISCLOSURE OF YOUR INFORMATION TO, LAW ENFORCEMENT RELATING TO YOUR SUSPECTED VIOLATION OF APPLICABLE LAWS.

22. Electronic Communications

We use email and electronic means to stay in touch with users of our Services. You consent to receive communications from us in electronic form via the email address you submit upon registration or via the Services and further agree that all Terms, agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications would satisfy if they were in writing.

23. Notice for International Users

The Platform is controlled, operated, and administered by Mostly Medicine from its base in Australia. Mostly Medicine makes no representation that materials on the Platform are appropriate or available for use at locations outside of Australia. If you access the Platform from locations outside of Australia, you are responsible for compliance with all local laws.

24. Termination

You can delete your Account at any time from the dashboard or by contacting us. We may suspend or terminate Accounts that violate these Terms, with reasonable notice where possible. After termination, you lose access to paid features and your data may be deleted within 30 days (subject to legal retention requirements). Mostly Medicine shall not be liable to you or anyone else for any damages arising from or related to the suspension or termination of your Account, or in the event Mostly Medicine modifies, discontinues, or restricts the availability of the Services or your Account (in whole or in part).

25. Miscellaneous

  • Assignment. We may assign our rights and delegate our duties under these Terms at any time to any party without notice to you. You may not assign your rights or delegate your duties under these Terms without our prior written consent, and any such assignment is immediately void.
  • No third-party beneficiaries. These Terms do not confer any rights, remedies, or benefits upon any person other than you and Mostly Medicine.
  • Entire agreement. These Terms (including all terms and conditions referenced herein, including the Privacy Policy) are the entire agreement between you and Mostly Medicine with respect to your access to and use of the Services.
  • No waiver. Our failure to enforce any provision of these Terms will not constitute a waiver of that provision or any other provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by Mostly Medicine.
  • Severability. If any provision of these Terms is held invalid, void, or unenforceable, that provision will be severed from the remaining provisions, and the remaining provisions will remain in full force and effect.
  • Successors and assigns. These Terms are to the benefit of Mostly Medicine, its successors, and assigns.
  • Survival. Any provisions of these Terms that are meant to survive termination (including provisions regarding indemnification, limitation of liability, or dispute resolution) will remain in effect beyond any termination of these Terms, your Account, or your access to or use of the Services.
  • Electronic documents. These Terms and any other documentation, agreements, notices, or communications between you and Mostly Medicine may be provided to you electronically to the extent permissible by law. Please print or otherwise save a copy of all documentation, agreements, notices, and other communications for your reference.

26. Contact Us

If you do not understand any of the Terms or if you have any questions or comments, we invite you to contact us at hello@mostlymedicine.com.

Mostly Medicine — built by IMGs and IT professionals who walked the AMC pathway. For International Medical Graduates, by people who have lived the journey.